A residential mortgage is essentially a loan between yourself and the lender which is used to buy a property that will be a personal residence.

The lender (the bank) will pay the pre-agreed amount to the seller of the property and you, the borrower, then pay this amount back in monthly instalments over an agreed period of time.

Whether you are a first-time buyer looking to get on the property ladder or a high earning couple searching for a holiday home, getting a mortgage is a major financial decision; our expert partner can walk you through all the common mistakes & hidden pitfalls to avoid and advise you on the best options to meet your needs and budget.