Unlike insurance, which covers the things you don’t see coming, a cash plan helps you cover the costs of routine sporting healthcare, such as physiotherapy, chiropractic care, dental checkups or eye care by allowing you to claim repayment, up to a maximum amount, for your treatments.

So, if your policy covered you up to £200 per treatment and you had chiropractic treatment which cost £200 you could then claim the full cost back.